Titus Kiarie: Man Who Scored 103 in KCPE but Ended Up Building One of the Leading Insurance Companies in the Country

Scoring poorly in national exams does not dictate one’s success in life, as exemplified by Titus Kiarie’s journey. Despite securing only 103 marks in the Kenya Certificate of Primary Education (KCPE), Titus emerged as a prosperous entrepreneur and established one of the leading insurance companies in the country.

In a recent interview with, Titus Kiarie, the Chief Executive Officer of Autoguard Insurance Agency, shared his inspiring tale of overcoming obstacles and achieving success in the insurance industry.

Titus began his narrative by recalling his modest performance in the KCPE, scoring 103 marks at Matharu Primary School in Uasin Gichu County. Expecting disappointment and reprimand from his father, Titus was pleasantly surprised by his father’s supportive reaction.

Instead of criticism, Titus’s father congratulated him and shared anecdotes of individuals who had achieved great success without formal education. Encouraged by his father’s positive outlook, Titus enrolled at Chirchir Secondary School, where he diligently pursued his studies and ultimately earned a C Plain in his Kenya Certificate of Secondary Education (KCSE).

Titus furthered his education by obtaining a Diploma in Insurance from the College of Insurance. Subsequently, he delved into the corporate world, serving as an underwriter and claims officer for seven years. However, driven by his entrepreneurial spirit, Titus decided to leave formal employment and establish Autoguard Insurance Agency.

Specializing in providing risk management solutions for individuals, Small and Medium Enterprises (SMEs), and corporate entities, Autoguard Insurance Agency prides itself on reliability and dependability, epitomizing its slogan, “A Promise Kept.”

In addition to his achievements in the insurance sector, Titus is an accomplished farmer who dedicates his leisure time to agricultural pursuits.